In today's digital age, banking has become more convenient and accessible thanks to Unstructured Supplementary Service Data (USSD) codes.
These shortcodes allow you to perform various banking transactions directly from your mobile phone without needing internet access. Here's an updated list of USSD codes for Nigerian banks and microfinance banks to help you manage your finances on the go.
Nigerian Banks USSD Codes
| Bank Name | USSD Code |
|---|---|
| Access Bank | *901# |
| Ecobank | *326# |
| First City Monument Bank (FCMB) | *329# |
| Fidelity Bank | *770# |
| First Bank | *894# |
| Guaranty Trust Bank (GTB) | *737# |
| Heritage Bank | *322# |
| Keystone Bank | *7111# |
| Polaris Bank | *833# |
| Stanbic IBTC Bank | *909# |
Microfinance Banks USSD Codes
| Bank Name | USSD Code |
|---|---|
| AB Microfinance Bank | *755# |
| Accion Microfinance Bank | *572# |
| Mainstreet Microfinance Bank | *540*394# |
How to Use USSD Codes
Using USSD codes is simple and straightforward. Here's a quick guide on how to use them:
- Dial the USSD Code: Open your phone's dialer and enter the bank's USSD code.
- Follow the Prompts: You'll be guided through a series of prompts to complete your transaction.
- Enter Your PIN: For security, you'll need to enter your PIN to verify the transaction.
Benefits of USSD Banking
- Convenience: Perform transactions anytime, anywhere without needing internet access.
- Cost-Effective: Minimal or no charges for USSD transactions.
- 24/7 Access: Available 24 hours a day, 7 days a week.
- User-Friendly: Easy to use, even for those who are not tech-savvy.
For more information and the full list of USSD codes, visit SureJobs.com.ng.
